| 1 8oz Pkg Cream Cheese (regular or non fat) 1 cup Sour Cream (regular or non fat) 1 cup (4oz) Monterey Jack Cheese, Shredded (with or without Jalepeno peppers) 1/4 cup chopped, well drained pimento-stuffed green olives 1/4 cup chopped red onions 1/2 tsp seasoned salt 1/8 tsp garlic powder 2 15-oz cans black beans, drained 6 10 inch flour tortillas Salsa |